HVAC Financing
Affordable Comfort
Flexible Financing
Don't let upfront costs delay your comfort. We offer flexible financing options with low monthly payments and fast approvals.
$79 /month
Starting Payment
< 5min
Approval Time
0% promo APR
Available on Select Plans
$0 down
Down Payment Options
Payment Examples
See How Affordable It Can Be
for Every Budget
Basic System
$53/month
System Price: $5,000
Single-zone AC replacement for smaller homes up to 1,200 sq ft.
Apply For FinancingStandard System
$79/month
System Price: $7,500
Mid-range whole-home AC system, ideal for 1,500–2,200 sq ft homes.
Apply For FinancingPremium System
$109/month
System Price: $10,000
High-efficiency SEER2 system for 2,200–3,000 sq ft homes.
Apply For FinancingFull Comfort Package
$134/month
System Price: $12,500
Complete system with air handler, condenser, smart thermostat, and duct work.
Apply For FinancingFull Replacement
$159/month
System Price: $15,000
Whole-home HVAC replacement including heating, cooling, and air quality.
Apply For FinancingCommercial / Large Home
$209/month
System Price: $20,000
Multi-zone or commercial HVAC systems for larger properties.
Apply For FinancingWhy Finance With Us
Financing That Works
for Your Budget
Fast Approval in Minutes
Apply online or over the phone and receive a credit decision in as little as 5 minutes. No lengthy paperwork or waiting.
Low Monthly Payments
Extended loan terms up to 120 months keep your monthly payments manageable — often less than your current utility bill increase.
No Prepayment Penalty
Pay off your loan early at any time without penalty. You're never locked in — pay at your own pace.
Finance Any HVAC System
Finance AC repairs over $1,000, new system installations, full HVAC replacements, ductwork, and indoor air quality upgrades.
Promotional 0% APR
Qualified buyers may be eligible for promotional 0% APR periods on select financing plans. Ask us about current offers.
Simple Online Application
Apply from your phone or computer in under 3 minutes. No impact to your credit score for checking your rate.
Our Financing Partners
Trusted Lenders,
Flexible Terms
Home Improvement Financing
GreenSky offers home improvement loans with competitive rates, fast approvals, and flexible terms designed specifically for HVAC and home improvement projects.
- Loans from $1,000 to $65,000
- Terms up to 144 months
- Fast credit decisions
- No collateral required
Home Design Financing
Synchrony Financial provides specialized financing solutions for home comfort systems, with promotional financing options and a simple application process.
- Promotional APR offers
- Online account management
- Flexible payment options
- Trusted by millions
Additional Financing Solutions
We work with multiple financing partners to find the best fit for your credit profile and budget. Ask our team about all available options during your estimate.
- Multiple lender options
- All credit types considered
- Personalized recommendations
- No obligation to apply
FAQ
Financing Questions
Answered
Apply Today
Start Your Financing Application
Application
Fill out the form below and we'll connect you with the best financing option for your situation.